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Business & Freelance

Invoicing, quoting, billable hours and the cost of running a business. 21 free tools, each one showing the math behind its answer and running entirely in your browser.

Freelance and small-business pages price the work rather than describe it: a day rate or an hourly rate, an invoice total, a quote built from a margin or a markup, a break-even point, and what a platform or processor takes out of what is left.

Margin and markup have a page each because mixing them up is the most expensive arithmetic mistake in this category - a 30 percent markup is a 23 percent margin, and only one of them is what the bank account shows.

Where a tool has to assume a utilization rate, a billable week or a tax set-aside, it prints the assumption beside the answer instead of folding it into a single confident number.

All 21 Business & Freelance tools

Ad Revenue CalculatorWork out what a website earns from display ads: pageviews times RPM, adjusted for fill rate, then see what a small RPM gain is worth over a year.Estimate your ad income →
Affiliate Commission CalculatorModel affiliate income through the funnel: traffic to clicks to buyers to commission, and see what changing any one stage is worth a month.Project affiliate income →
Break-Even Rate CalculatorFind the hourly rate that covers your costs, then the higher rate that also pays the profit you want from your billable hours.Find your break-even rate →
Client Target CalculatorFind how many clients or retainers you need to hit an income goal, working backwards from the money you keep through costs and tax.Find how many clients you need →
Course Launch CalculatorModel a course launch from price and expected students through refunds and the platform fee to the net you actually keep.Model a course launch →
Digital Product CalculatorModel digital product income: units times price, minus the platform fee and ad spend, to see the net you really keep a month.Model digital product sales →
Estimate GeneratorBuild a quote from materials, labor, contingency, overhead and markup, see the margin, and split the total into a deposit and progress payments.Create an estimate →
Freelance Net Income CalculatorEstimate what freelancing really pays: billed revenue minus business expenses and deductions, then self-employment and state tax, to the money you actually keep.See what freelancing really pays →
Freelance Rate CalculatorWork out the hourly, day and monthly rate a freelance business needs, including tax, expenses, unpaid admin hours and unpaid days off.Set your freelance rate →
Invoice GeneratorCreate an invoice with line items, discounts, tax, deposits and late fees, then print it or save it as a PDF. Nothing is uploaded.Create an invoice →
Late Fee CalculatorWork out what a late invoice really costs: flat fee plus monthly interest on the balance, and how the same delay stacks up at 60 and 90 days.Charge late-payment fees →
LLC Cost CalculatorWork out what an LLC costs: state filing fee, annual report, registered agent, accounting and insurance, in year one and every year after.Estimate LLC costs →
Podcast Revenue CalculatorWork out what a podcast earns from sponsors: downloads per episode times a sponsor CPM and ad slots, then see how much a better rate is worth.Price podcast sponsorships →
Project Pricing CalculatorPrice a fixed-fee project from estimated hours, your rate, overhead and margin, and see the cost and the profit separately.Price a fixed-fee job →
Retainer CalculatorPrice a monthly retainer from hours and your hourly rate with a discount, and see the effective hourly rate you are really booking.Price a monthly retainer →
ROAS CalculatorMeasure return on ad spend and the profit behind it: revenue divided by spend, then what is left after your product margin.Measure return on ad spend →
Royalty CalculatorWork out royalties across ebook, print and more, subtract any advance, and see how many units at what rates it takes to earn a real income.Work out your royalties →
Sponsorship Rate CalculatorPrice a sponsored post from followers and engagement, apply a sponsor CPM to the engaged reach, and get a defensible rate band.Price a sponsored post →
Subscription Revenue CalculatorModel subscription income: subscribers times price for MRR and ARR, then the monthly change between new sign-ups and churn.Model subscription income →
Timesheet CalculatorTurn daily hours into weekly pay with the 40-hour overtime rule, a daily overtime rule for states that use one, punch rounding and billable time.Calculate billable time →
YouTube Revenue CalculatorEstimate YouTube earnings from views, long-form RPM and Shorts RPM, split the two apart, and see what the channel is worth after the platform takes its share.Estimate YouTube earnings →

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