Disclaimer

Danfio publishes calculators, not advice. Every result is an estimate produced by the formulas and assumptions listed on the page. Estimates are useful for comparing options and sanity-checking a quote; they are not a substitute for a document, a contract or a licensed professional.

Money and credit tools

Loan, mortgage and debt calculators model interest, terms and payments. They do not know your credit score, your lender's fees, escrow adjustments, prepayment penalties or underwriting rules. Your lender's disclosure — the Loan Estimate and Closing Disclosure in the United States, or the equivalent in your country — always overrides anything you see here.

Tax tools

Tax rules differ by country, state, province and year, change frequently, and depend on facts about you that a web form cannot capture. Tax calculators here are simplified models for planning and comparison. File with official forms, tax software, or a qualified accountant.

Health and fitness tools

Body, calorie and fitness calculators use population-level formulas. They are not medical devices and not a diagnosis. Do not use them to start, stop or change any treatment, medication or diet without speaking to a clinician.

File, text and developer tools

These tools process data on your device. You remain responsible for keeping backups of anything important, for checking the output before you rely on it, and for complying with the licence terms of the files you process.

No liability

Use of the site is at your own risk, and Danfio accepts no liability for decisions taken on the basis of a result. Corrections are welcome and are handled quickly — write toDanfioTools@gmail.com with the tool link, your inputs and the expected value.